About Deen Dayal Jan Awas Yojna

Benefits of Deen Dayal Jan Awas Yojna (DDJAY)

Deen Dayal Jan Awas Yojna (DDJAY) is an affordable housing scheme launched by the Government of Haryana with the aim to encourage the development of high-density plotted colonies in low and medium-potential towns. Below are the key benefits of the scheme:

1. Affordable Housing for Higher Middle and Lower-Income Groups

Provides affordable residential plots to the All Income groups.
Encourages home ownership to all families.

2. Plotted Development Instead of High-Rise

Promotes low-rise, high-density plotted housing rather than apartment complexes, maintaining the rural character of towns.
Empowers individuals to build their own houses according to their needs and budget.

3. Private Developer Participation

Allows private developers to participate in affordable housing projects under clear regulatory guidelines.
Developers get fast-track approvals and incentives for compliance.

4. Fast-Tracked Approvals and Clearances

Government offers time-bound clearance for project approvals.
Reduces bureaucratic delays in land development.

5. Infrastructure Development Support

The government ensures the development of basic infrastructure like roads, drainage, water supply, and street lighting.
Promotes planned urban growth in small and medium towns.

6. Regulated and Transparent Process

Comes under the purview of Town & Country Planning Department of Haryana, ensuring legal clarity and transparency in land deals.
Reduces chances of land disputes and unauthorized colonies.

7. Boost to Real Estate and Local Economy

Encourages real estate investment in Tier II and III towns of Haryana.
Creates employment and boosts the construction and allied sectors.

Eligibility Criteria for Homebuyers

Age Requirement: Applicants must be at least 18 years old. Basic Home Loan
Residency: Must be a permanent resident of India.
Income Limit: